Insurance

When Redundancy is Paid

Are you a Victorian worker receiving Redundancy Contributions from an Incolink Employer, or who is having apprentice days recorded? If so, you will receive Leisure Time Accident Insurance, including:

• Leisure Time Injury - Weekly Benefit
• Broken Bones
• Capital Benefits
• Journey Cover - Weekly Benefits
• Journey Cover - Capital Benefits
• Bill Payer (when additional premium is paid)

You will also receive Discretionary Cover, including:

• Emergency Transport (incl. Family)
• Accidental Dental (incl. Family)
• Funeral (Member Only)

When Additional IPT Contributions are Paid

If your employer is also paying IPT Contributions on your behalf, you will also receive Income Protection and Trauma (IPT) Insurance. This includes:

• Leisure Time Illness - Weekly Benefit
• Bill Payer (when additional premium is paid)
• TAC Top-Up
• Workers Compensation Top-Up
• Workplace Death and Capital Benefits
• WorkCover Top-Up and Workplace Death and Capital Benefits for workers aged 70-75.*

Eligible** Incolink members are also able to access Incolink's Work Injury Management Service - provided by Total Claims Solutions. Find out more about WIMS here.

When Additional PSL Insurance Contributions are Paid

If your employer also pays PSL Insurance Contributions on your behalf, you will receive the following additional cover:

• Sick Leave Benefit – Injury
• Sick Leave Benefit – Illness
• Sick Leave Benefit - Carers

Your Portable Sick Leave Insurance records and holds up to 100 days of unused sick leave that you have remaining at time of termination. PSLI is available to you if you meet the following the conditions:

• You are employed and working for an employer registered in the PSLI program.
• Your employer is paying the PSLI premium on your behalf.

Days will be held for up to 2 years from your last employer’s PSLI premium contribution payment.

Incolink WIMS

Eligible workers are also able to access Incolink's Work Injury Management Service (Incolink WIMS) – a specialised construction workers’ compensation injury management service for Incolink members. Incolink WIMS is provided by Total Claims Solutions. Find out more about WIMS here.

Find out more information about Incolink’s insurances by downloading the Insurance Brochure below:

When Redundancy Contributions are Paid

Are you a Tasmanian worker receiving Redundancy Contributions from an Incolink Employer, or who is having apprentice days recorded? If so, you will receive Leisure Time Accident Insurance, including:

• Leisure Time Injury - Weekly Benefit
• Broken Bones
• Capital Benefits
• Journey Cover - Weekly Benefits
• Journey Cover - Capital Benefits
• Bill Payer

You will also receive Discretionary Cover, including:

• Accidental Dental (incl. Family)
• Funeral (Member Only)

When Additional IPT Contributions are Paid

Is your employer is also paying IPT Contributions on your behalf? If so, you will also receive Income Protection and Trauma Insurance. This includes:

• Leisure Time Illness - Weekly Benefit
• Bill Payer
• Workplace Death and Capital Benefits

You may also be able to access Incolink’s Work Injury Management Service - provided by Total Claims Solutions. Find out more about WIMS here.

Find out more information about Incolink’s insurances by downloading the Insurance Brochures below:

Are you a South Australian worker receiving Redundancy Contributions from an Incolink employer? If so, you will receive Discretionary Cover. This includes:

• Emergency Transport (incl. Family)
• Accidental Dental (incl. Family)
• Funeral (Member Only)

You also get additional cover, provided your insurance premiums are paid by an Incolink employer. This cover includes:

• Leisure Time Injury/Illness - Weekly Benefit
• Capital Benefits (Death)
• Journey Cover - Weekly Benefits

Eligible workers are also able to access Incolink's Work Injury Management Service (Incolink WIMS) - provided by Total Claims Solutions. Find out more about WIMS here.