Personal Accident Insurance

Incolink offers benefits to workers who have suffered an accident, resulting in an injury outside working hours and prevents a worker from working. Benefits include a weekly benefit for up to three years (where aged over 65 the benefit periods is limited to two years), lump sum benefits for example, death, paraplegia, loss of limbs and includes a broken bones benefit were the injury has resulted in a break or fracture of a bone.

While an employer is paying employee redundancy contribution payments, the employee will receive Leisure Time Personal Accident Insurance. Personal Accident Insurance provides cover for the following:

  • Weekly benefits up to three years following leisure time accident. (Where a workers is under 65 years old)
  • Broken bones.
  • Journey cover.
  • Capital benefits.
  • Where a death lump-sum benefit has been paid for a worker with dependants, there is a reimbursement for child care.
  • Funeral cover - death by any cause.
  • Emergency transport - includes the dependant family.
  • Accidental dental - includes the dependant family.

To obtain more information about the Accident and Illness Benefits Program, please contact Incolink on (03) 9639 3000 or download a copy of the brochure .

All claims are managed by Total Claims Solutions, who have been appointed as claims managers on behalf of QBE Insurance (Australia) Limited. Claim forms are available online or contact Total Claims Solutions P/L on (03) 9663 2411.

*Conditions and exclusions apply to all the covers mentioned above and for additional information contact Incolink for a copy of the Incolink Accident and Illness Benefits Program Brochure.

Incolink is the administrator of the Accident and Illness Benefits Program. The Insurance Policy is arranged by Windsor Management Insurance Brokers and distributed by Incolink. Incolink does not manage or process claims. All claims are managed and processed by Total Claims Solutions, who has been appointed as claims manager of QBE Insurance (Australia) Limited. Incolink does not give any advice in relation the Insurance Policy.