At Incolink, we are committed to helping workers through the tough times.
Our members are part of a unique and dynamic industry, and face a number of challenges from irregular work patterns to health and safety issues.
Incolink provides the industry with a range of benefits and services:
Financial Security for Workers
Incolink provides financial support to unemployed workers through the administration of redundancy payments. Funds are created through employer contributions, these payments are available to workers who are retrenched, made redundant, awaiting new contracts or temporarily unemployed.
Along with security when you are between jobs, Incolink also provides workers with the ability to keep accumulated sick leave for up to a period of 2 years as you move from job to job and income protection insurances.
Refer to Out Of Work? if you would like to make a claim.
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Protection for You and Your Family
Incolink provides a range of insurance benefits to workers should they suffer an accident or illness outside working hours, which prevents a worker from working. Additional benefits also extend to workers dependants for Emergency Transport and Accidental Dental cover.
Refer to the Accident and Illness Benefits Program for more information.
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Member Services
Incolink provides a range of exclusive benefits and services to its members in the building and construction industry. To obtain the full benefits of being an Incolink employee member, you must work in the commercial construction industry. You employer who is party to an agreement that includes them paying money into the Redundancy Fund on your behalf.
Member Services is exclusive to Incolink members and their families, providing a range of services including:
- Financial Rights Support
- Personal & Relationship Counselling
- Alcohol & Drug Support Program
- Apprentice Advice and Support
- Employment & Training Advice
- Critical Incident Response and Support
For more information on Member Services email memserv@incolink.org.au or call (03) 9668 3061.
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Incolink Worker Account Choices
Workers are now able to select how their redundancy funds are treated, the account options are:
- An Incolink Severance/Redundancy Account (the default account), which provides access to funds for workers if their employment is terminated for any reason. However, payments are taxed in accordance with ATO requirements – subject to eligible concessions.
- An Incolink Genuine Redundancy Account, which provides access to funds for worker if they are made genuinely redundant (i.e. the job is no longer required by the company).Workers will be eligible to claim part or all of their balance at nil or reduced tax, on being made genuinely redundant.
PLEASE NOTE: workers should seek independent advice.
For more information on the above account types please contact Incolink (03) 9639 3000 or refer to the Genuine Redundancy information.
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- To select a Genuine Redundancy Account, workers will need to complete the Incolink Genuine Redundancy Account Application Form.
- There will be nil cost for workers to select and transfer their redundancy account balance into an Incolink Genuine Redundancy Account.
- Further, Incolink does not charge any fees to workers to claim their funds.
For more information on the above account types please contact Incolink
(03) 9639 3000 or refer to our
worker account brochures.