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May-13 - Edition 61
Dental Accident Benefits

Dental, Accident only* provides cover to the worker and extends to the worker’s dependants for accidental damage to sound and healthy teeth which occurs outside working hours.

Please note; There are set guidelines for claiming under this section. The following is a summary of those guidelines.

The maximum amount payable for any one accident is:

Single Worker $2,000 (Max 2 claims per year)
Worker with Dependants $2,250 (Max 4 claims per year)

Please note; Damage to Dentures/Bridges/Plates will be covered up to 10 years old. Anything above 10 years will incur a depreciation table. Dentures/Bridges/Plates above 15 years old are not covered. Proof of purchase and age will need to be supplied. Where there is no proof of purchase, the damaged Dentures/Bridges/Plates will need to be provided and reviewed by our appointed independent dentist.

To obtain more information about the Accident and Illness Benefits Program, please contact Incolink on (03) 9639 3000 or download a copy of the brochure .

All claims are managed by Total Claims Solutions, who have been appointed as claims managers on behalf of QBE Insurance (Australia) Limited. Claim forms are available online or contact Total Claims Solutions P/L on 1800 442 664 for Dental Claims only.

*Conditions and exclusions apply to all the covers mentioned above and for additional information contact Incolink for a copy of the Incolink Accident and Illness Benefits Program Brochure.

Incolink is the administrator of the Accident and Illness Benefits Program. The Insurance Policy is arranged by Windsor Management Insurance Brokers and distributed by Incolink. Incolink does not manage or process claims. All claims are managed and processed by Total Claims Solutions, who has been appointed as claims manager of QBE Insurance (Australia) Limited. Incolink does not give any advice in relation the Insurance Policy.